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Welcome to Kerry Roth's Rockville, Silver Spring and Gaithersburg Real Estate Website

Welcome! We serve the Maryland counties of Montgomery,Frederick,Howard and Prince Georges as well as the Northern Virginia area. We look forward assisting you with all your real estate needs!

Looking for homes? Search everything the web has to offer, right here! Don't miss our feature Homes as well.

Need local real estate information? We've summarized much of what is important about the local real estate market in this site.

Need expert advice? No web site, large or small, can take the place of a top real estate agent. Not even ours! This site is filled with ways that you can contact us for one-on-one expert help and advice. That's our job.

Click on the "Talk To Me Now" link on the right and talk to Kerry right now!

Contact us with confidence! We guarantee your privacy will be respected. And we offer the services on this site for free and without obligation. Why? We want to be YOUR real estate agents. As your trusted, professional real estate partners, we will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.

Buying and selling a home is one of the biggest events in your life. As top real estate agents, we have the experience and track record you are looking for. Please let us help.

- Kerry Roth,CRS
Remax Hall OF Fame
Real Estate Professional
Remax 2000

School Reports in Rockville, Silver Spring and Gaithersburg, Maryland

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Financing Your Home >Mortgage Terms

New mortgage loan products offer a more complex selection of terms. Lenders now offer mortgages that are blends of short-term ARMs and 30-year fixed-rate loans with a lower fixed-rate of interest for a period of five, seven or ten years. Be sure that you understand what happens at the end of the initial term before you sign on the dotted line for such a loan.

Many of these loans revert to a 1-year adjustable rate loan at the end of the initial term and can be adjusted once a year based on an index tied to the cost of money. You should know how much over the index your rate will be set and the limit or cap on how much your payments can increase. A "balloon" note requires the entire balance to be paid to the lender after the initial period of the loan ends. Most of these loans require the lender to guarantee to refinance the note at that point if payments have been timely. The lender should spell out how the re-finance rate will be determined and what costs will be involved. These loans can help you buy a more expensive house than you could afford with a 30-year fixed rate mortgage, but be sure that you understand the terms and the potential risks.

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Q	What is the world's largest palace?
A	The Imperial Palace (Gugong) in the center of Beijing, China covers over 178 acres and dates back to the early 1400s.
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Kerry Roth, REALTOR®, real estate agents and broker for Rockville, Silver Spring and Gaithersburg Maryland home listings, property and land for sale - NUMBER1EXPERT(tm)

Kerry Roth
RE/MAX 2000
11900 Parklawn Dr Rockville Pike, Suite 400
Rockville, MD. 20852
Direct : 301-518-0994
Fax: 240-465-1408
Home Fax : 24-465-1408
Office : 301-881-1700
Email: KerRemax@comast.net

I have helped hundreds of clients make the move and I look forward adding you to the long list of satisfied clinets I have assisted. I look forward assisting you with your home sale or purchase in the DC Metro Area in the near future. Do not hesitate to contact me with any questions or concerns about real estate in our area. If you are moving from out of town, don't hesitate to ask for our relocation package. I serve DC, Maryland and Northern Virginia! Happy House Hunting!

REALTOR CRS GRI ePro RELO MLS Equal Housing