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All agents are NOT alike! Find out why we are top real estate experts. Call us: 301-518-0994.

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"Kerry was so personable and friendly and educated me through the entire process!"
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Why Buyers Choose Kerry Roth
Welcome > For Buyers > Why Buyers Choose Kerry Roth ...

Buying a Home Requires Many Difficult Decisions. Make Sure Your real estate agents are Top Local Experts. 

Your home is probably the biggest purchase your family will ever make, and it involves many decisions that go beyond simply choosing one you like. 

As top Rockville, Silver Spring and Gaithersburg area real estate agents, here is how we will guide you through the entire process, from viewing homes and financing, to making sure the final contract is in your best interest: 

- You will have full access to ALL homes available on the Rockville, Silver Spring and Gaithersburg market, even listings not yet on the MLS, through our professional Maryland real estate affiliations. 

- Our expert local knowledge of the Rockville, Silver Spring and Gaithersburg area should be invaluable to you, not just in terms of real estate, but also schools, neighborhoods, the local economy, and more. 

- Every local real estate market absolutely has its own trends and opportunities. This can vary greatly, even one neighborhood to the next. Rockville, Silver Spring and Gaithersburg is no different! It's our job to steer you into opportunities and out of traps. 

- What is the true market value of the home you are interested in? Is it priced too high? Is it a bargain that you should jump on? We help home buyers make decisions like this every day, and we'll make sure that YOU get the best value for your money. 

- Negotiating with sellers can be stressful. We will help you negotiate, so that the final contract includes your best possible terms and conditions. 

- You should know absolutely everything about the property you are buying! You and a member or my team or I will view every home that you are interested in, together. And prior to closing we will make you fully aware of any and all inspections available to you. 

- Have confidence when signing documents. Contracts are full of complicated terms and clauses that can greatly affect your future life in your new home. We will give you the full benefit of our real estate knowledge and experience. 

Let us represent your best interests in your search for a new home in the Rockville, Silver Spring and Gaithersburg area. While you can see a million homes on the web, actually buying your home is another matter entirely. Buyers beware! 

Ask us any question about buying a home in Rockville, Silver Spring and Gaithersburg. It's our job to help you! There's no obligation, and we promise to respond quickly... 

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School Reports in Rockville, Silver Spring and Gaithersburg, Maryland
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Real Estate Tips
Financing Your Home >Mortgage Terms

New mortgage loan products offer a more complex selection of terms. Lenders now offer mortgages that are blends of short-term ARMs and 30-year fixed-rate loans with a lower fixed-rate of interest for a period of five, seven or ten years. Be sure that you understand what happens at the end of the initial term before you sign on the dotted line for such a loan.

Many of these loans revert to a 1-year adjustable rate loan at the end of the initial term and can be adjusted once a year based on an index tied to the cost of money. You should know how much over the index your rate will be set and the limit or cap on how much your payments can increase. A "balloon" note requires the entire balance to be paid to the lender after the initial period of the loan ends. Most of these loans require the lender to guarantee to refinance the note at that point if payments have been timely. The lender should spell out how the re-finance rate will be determined and what costs will be involved. These loans can help you buy a more expensive house than you could afford with a 30-year fixed rate mortgage, but be sure that you understand the terms and the potential risks.

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Real Estate Trivia
Q 
What is the earliest residential building that remains in Manhattan?

A 
Fraunces Tavern, built in 1719, is where George Washington delivered his Farewell Address to his officers in 1783.
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Kerry Roth, REALTOR®, real estate agents and broker for Rockville, Silver Spring and Gaithersburg Maryland home listings, property and land for sale - NUMBER1EXPERT(tm)

Kerry Roth
RE/MAX 2000

11400 Rockville Pike, Suite 200
Rockville, MD. 20852
Direct : 301-518-0994
Fax: 301-881-1706
Home Fax : 301-977-5588
Office : 301-881-1700
Email: kerryroth@NUMBER1EXPERT.com

I have helped hundreds of clients make the move and I look forward adding you to the long list of satisfied clinets I have assisted. I look forward assisting you with your home sale or purchase in the DC Metro Area in the near future. Do not hesitate to contact me with any questions or concerns about real estate in our area. If you are moving from out of town, don't hesitate to ask for our relocation package. I serve DC, Maryland and Northern Virginia! Happy House Hunting!

REALTOREqual HousingCRSABRwcrRELOGRI



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